INDONESIA:
Zakat, infak, sedekah, dan dana sosial keagamaan lainnya (ZIS-DSKL) memiliki peran strategis dalam meningkatkan kesejahteraan masyarakat dan mengurangi kemiskinan. Peningkatan jumlah penduduk miskin dalam beberapa tahun terakhir di Provinsi Kepulauan Bangka Belitung, menunjukkan pendayagunaan ZIS-DSKL dalam bentuk pemberdayaan ekonomi umat dapat dimanfaatkan untuk menanggulangi kemiskinan dan peningkatan kualitas umat. Seiring perkembangan teknologi informasi, digitalisasi menjadi peluang untuk meningkatkan efektivitas dan efisiensi dalam pengumpulan, pendayagunaan, dan pelaporan pengelolaan ZIS-DSKL Penelitian ini bertujuan untuk menganalisis optimalisasi peran BAZNAS Provinsi Kepulauan Bangka Belitung dalam pengumpulan ZIS-DSKL berbasis digital, pendayagunaan ZIS-DSKL untuk pemberdayaan ekonomi umat, serta pelaporan digital pengelolaan ZIS-DSKL.

Metode dalam penelitian ini menggunakan jenis penelitian studi kasus dengan pendekatan deskriptif kualitiatif. Data diperoleh melalui observasi, wawancara, dan dokumentasi. Informan penelitian terdiri atas pimpinan, staf dan bendahara BAZNAS Provinsi Kepulauan Bangka Belitung, penerima manfaat pendayagunaan ZIS-DSKL, Kepala Bidang dan Pejabat Fungsional Bidang Pemberdayaan Usaha Kecil pada Dinas Koperasi dan Usaha Kecil Menengah Provinsi Kepulauan Bangka Belitung, dan Wakil Pimpinan Cabang Bank Sumsel Babel Syariah. Analisis data dilakukan menggunakan model Miles dan Huberman melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Pengujian keabsahan data menggunakan metode triangulasi dan member checking.

Hasil penelitian menunjukkan bahwa BAZNAS Provinsi Kepulauan Bangka Belitung telah melaksanakan pengumpulan secara digital melalui QRIS, M-Banking dan ATM tetapi belum memanfaatkan kanal e-commerce dan auto debet. Perlu edukasi dan kampanye secara masif kepada calon muzakki perorangan dan badan, serta dukungan pemerintah agar efektifitas pengumpulan berbasis digital tercapai. Peran BAZNAS dalam melaksanakan program pemberdayaan ekoonomi umat melalui pendayagunaan ZIS-DSKL secara produktif seperti Program Z-Auto berupa usaha bengkel sepeda motor yang berkontribusi terhadap peningkatan keterampilan, kapasitas usaha, dan pendapatan penerima manfaat, tetapi belum dikuatkan melalui pendampingan dan evaluasi untuk peningkatan kapasitas usaha yang berkelanjutan. Sistem Informasi Manajemen BAZNAS (SIMBA) sebagai sistem digitalisasi pengelolaan ZIS-DSKL dapat meningkatkan transparansi, akuntabilitas, efektivitas, dan efisiensi. Digitalisasi ZIS-DSKL sudah diterapkan tetapi belum optimal, terkendala kapasitas sumber daya manusia dan sistem aplikasi error. padahal mendukung optimalisasi peran BAZNAS dalam pengelolaan ZIS-DSKL

ENGLISH:
Zakat, infaq, sadaqah, and other religious social funds (ZIS-DSKL) play a strategic role in improving community welfare and reducing poverty. The increase in the number of people living in poverty in recent years in the Bangka Belitung Islands Province indicates that the utilization of ZIS-DSKL for the economic empowerment of the Muslim community can be leveraged to combat poverty and improve the quality of life of the community. With the development of information technology, digitization presents an opportunity to improve the effectiveness and efficiency of the collection, utilization, and reporting of ZIS-DSKL management. This study aims to analyze the optimization of the role of the Bangka Belitung Islands Provincial BAZNAS in the digital-based collection of ZIS-DSKL, the utilization of ZIS-DSKL for the economic empowerment of the Muslim community, and digital reporting on ZIS-DSKL management.

The methodology used in this study is a case study employing a qualitative descriptive approach. Data were collected through observation, interviews, and documentation. The research informants consisted of the leadership, staff, and treasurer of BAZNAS in the Bangka Belitung Islands Province; beneficiaries of the ZIS-DSKL program; the Head of Division and Functional Officials in the Small Business Empowerment Division at the Bangka Belitung Islands Provincial Office of Cooperatives and Small and Medium Enterprises; and the Deputy Branch Manager of Bank Sumsel Babel Syariah. Data analysis was conducted using the Miles and Huberman model through the stages of data reduction, data presentation, and drawing conclusions. Data validity was tested using triangulation and member checking methods.

Research findings indicate that BAZNAS in the Bangka Belitung Islands Province has implemented digital fundraising through QRIS, mobile banking, and ATMs but has not yet utilized e-commerce channels or automatic debit. There is a need for extensive education and awareness campaigns targeting individual and institutional donors, as well as government support, to ensure the effectiveness of digital fundraising. BAZNAS plays a role in implementing economic empowerment programs for the community through the productive utilization of ZIS-DSKL, such as the Z-Auto Program a motorcycle repair shop initiative that contributes to improving beneficiaries’ skills, business capacity, and income—but this has not yet been reinforced through mentoring and evaluation to ensure sustainable business capacity building. The BAZNAS Management Information System (SIMBA), as a digital system for managing ZIS-DSKL, can improve transparency, accountability, effectiveness, and efficiency. The digitization of ZIS-DSKL has been implemented but is not yet optimal, hampered by limited human resource capacity and system errors even though it supports the optimization of BAZNAS’s role in managing ZIS-DSKL